PT offers Earnings Enhancement recommendations for institutions seeking to improve their Personal Loan portfolios for optimum financial performance. Our Value Creation StrategiesTM have created millions of pounds for institutions around the globe. Our experience is based on the review and analysis of over 50 million accounts.
During a Personal Loans revenue engagement, PT analysts will conduct product line analyses and evaluations, perform reviews of revenue generating routines and practices, and execute a profitability audit of systems to identify areas of potential profitability. Enhancement areas will include: Fee Strategies, Pricing Strategies, Marketing, Credit and Collections, and Payment Operations.
Engagement Activities:
- Revenue Optimisation
- Balance Sheet Optimisation
- Optimising Item Processing and Float
- Review of Treasury Activities
- Business Process Reengineering
- Product Line Evaluation
- Lending Analysis
Engagement Results:
- Improved Net Interest Margin/Net Interest Income
- Increased Revenue/Gross Active Account
- Increased Average Balances
- Increased Non Interest Income
- Reduced Net Operating Expense
- Improved Efficiency Ratio
- Improved Customer Satisfaction
Previous | Next